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Phoenix Memory Autocall Assicurazioni Generali, Aegon NV, AXA SA and Zurich Insurance Group
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Authorised users
Please read the following paragraphs carefully before agreeing to access this Marex Financial’s website (“Website“). By accessing the Website you agree to be bound by the following.
This Website may only be used by persons residing in Italy and Luxembourg (in the following “user” or “you” or “investor“).
The user agrees to stop using this Website if, in the future, he stops residing in Italy or Luxembourg. In this regard, see also the paragraph “Selling Restrictions ” below.
Marex Financial (“Marex“) does not accept any responsibility whatsoever to, or as a result of, such persons providing false certification regarding their country of residence.
In these Terms and Conditions of Use, references to “you” and “your” are references to any person using or accessing (or attempting to use or access) this Website.
No offer, no solicitation to buy, subscribe or sell
This Website is intended solely to give access to information to the user that Marex has decided to make available to the public for information purposes only and does not constitute and should not be interpreted as a solicitation, advertising, invitation, inducement or an offer by Marex to buy, subscribe or sell securities or to enter into any other transaction. Potential investors may not buy, subscribe to or sell the securities described on this Website directly from Marex, but must do so exclusively through their bank/intermediary.
Absence of contractual obligations to provide information; absence of advice; direct line
The use of this Website will not operate in the sense of creating a contractual relationship with Marex outside of these Terms and Conditions of Use. In particular, the information displayed on this Website should not be interpreted as an offer by Marex to enter into a consultancy contract or any other contract for the provision of information on a free or non-free basis. In light of the foregoing, access to the Website, the consultation by a user of this Website or the extraction of the information contained therein will not lead to the conclusion of any contract between Marex and the user for the provision of information. Further, Marex will have no obligations or responsibilities towards any users of the Website.
Neither the information referred to in this Website nor the information that users receive through the direct telephone line will constitute an investment, tax or other advisory service. That information shall not take into account the specific situation of the user with regard to, inter alia, his knowledge of the relevant securities, investment objectives and risk appetite, financial situation and tax and accounting position. Such information does not replace advice from the user’s bank/intermediary or any other tax or investment advisor, which is essential in each individual case before making any decision to buy, subscribe or sell.
Absence of financial analysis
The information provided on this Website does not constitute a financial analysis nor does it meet the legal requirements to guarantee the impartiality of the financial analysis; nor is such information subject to a trading ban prior to the publication of financial analyses.
Risks
The purchase/subscription of securities is linked to financial risks. In the presence of unfavorable conditions, such risks could materialize and lead to a total loss of the invested capital. Potential investors should carefully read the base prospectus (in particular, the “Risk Factors” section), the relevant key information document under the PRIIPS Regulation, the relevant final terms, any supplements to the base prospectus in order to understand the risks associated with an investment in the securities. Potential investors should consult their bank/intermediary or any other tax or financial advisor before making any decision to buy, subscribe or sell.
Price information
The price information contained on this Website is derived either from third-party sources, such as financial information service providers, or has been calculated by Marex itself and users should not rely on it to predict future values or prices. In some cases, current stock or underlying prices may be shown with some delay. Users may find further price information, and in particular information on past price developments of the underlying, at the place referred to in the prospectus for the relevant security. Indicative price information and past performance, if shown, will be for information purposes only. Historical price developments are not a reliable indicator of future price developments in the underlying or securities. Indicative price information, if shown, will be for information purposes only and any actual bid or offer price may differ substantially from the indicative prices published on the Website. In addition, as the indicative prices are prepared as at a particular date and time, they will not reflect subsequent changes in market prices or changes in any other factors relevant to their determination. Please note that Marex does not provide any guarantee regarding the correctness of any price information and that the price information is subject to correction at any time (with reference to the absence of warranty please also see the paragraph “No guarantee regarding the content, suitability, tax implications or future performance ” below). Potential investors should consult their bank/intermediary or any other tax or financial advisor before making any decision to buy, subscribe or sell.
Performance information
All information published on this Website relating to returns refers to gross returns that do not take into account the costs to be incurred and, except where expressly indicated, the taxes to be paid by the relevant investor. Investors, in fact, will bear costs and taxes that decrease their return. These costs and taxes include, for example, costs related to the securities account or transaction costs. The extent of the impact of any of those costs and taxes on the net return depends on the amount of the investment and the costs and taxes actually incurred by the relevant investor. Potential investors should consult their bank/intermediary or any other tax or financial advisor before making any decision to buy, subscribe or sell.
Product factsheet
For most securities, product information sheets can be found at the “Documents” section page of this Website which contains details of the relevant product.
To the extent that the user consults a product information sheet, Marex will have the right – but not the obligation – to store the user’s data (in particular the IP address, provider and URL of origin), the time of access and the contents of the product information sheet transmitted to the user. Such storage serves to comply with regulatory obligations, and the stored data may also be used in the context of legal disputes between the user or other investors and Marex. The data privacy policy also applies to such data.
Prospectus
In order to receive detailed information relating in particular to the structure and risks associated with an investment in the securities, users who are considering the purchase/subscription of the securities described on this Website should read the key information document and base prospectus, which, together with the final terms and any supplement to the base prospectus, is published on this Website (see the title “Prospectuses” and the relevant page containing the product details) and can be obtained free of charge from the issuer, Marex Financial, 155 Bishopsgate, London, EC2M 3TQ.
No rights can be derived from the information available on this website and all information available on this website must be read at all times in connection with the base prospectus, the relevant final terms, any supplement to the base prospectus and the relevant key information document.
Conflicts of interest
It should be considered that, from time to time, Marex buys or sells securities, commodities, futures and options for hedging and other purposes, or holds positions (long or short) in the same that are identical or related to such securities. The above could have an impact on the value of the securities. In addition, Marex may act as a calculation agent or sponsor of the underlyings and, as such, may make determinations that affect the value of the securities.
Commission payments by Marex
Marex may pay commissions to distributors in connection with the distribution of securities. Such commission payments will reduce the return that the investor is able to get. In the event that commissions are paid, you will find information regarding the amount (or method of its calculation) of such commission payments in the relevant issuance documents.
Selling Restrictions
The securities described on this Website cannot be offered for sale in all countries and are in any case reserved for the group of persons authorized to purchase them. The selling restrictions that apply to specific securities and that the user undertakes to comply with are indicated in the base prospectus and must be read carefully by the user (for further details see the “Selling Restrictions” section of the base prospectus).
The information contained on this Website is not directed to the United States. U.S. citizens (as defined in Regulation S of the U.S. Securities Act of 1933) and legal entities domiciled in the United States may not have access to this Website. The information provided on the Website may not be disclosed in the United States or other countries where such an action would constitute a violation of their applicable law. The securities listed herein are not and will not be registered under the U.S. Securities Act of 1933, and no authorization has been obtained to trade such securities under the U.S. Commodities Exchange Act of 1936. Securities may not be sold or offered in the United States, to U.S. citizens, or to legal entities domiciled in the United States.
No guarantee regarding the content, suitability, tax implications or future performance
The provision of, or the content referred to in, this Website or other services will not give rise to any obligation on the part of Marex towards users.
Although the Website is based on information that Marex considers reliable and Marex tries to keep this information up to date, Marex does not provide any guarantee on the information contained herein (announcements concerning the settlement of securities do not fall within the scope of this paragraph). In particular, Marex makes no warranty as to (a) the quality, correctness, topicality, availability and completeness of the data and other information referred to on this Website, (b) the timely and correct notification to users that certain limits and thresholds have been reached, (c) the fact that it will continue to provide or update such information in the future, (d) the adequacy, suitability or appropriateness of the securities for investors, (e) the tax and accounting consequences of an investment in the securities, (f) the future performance of any underlyings or securities and (g) the future development of securities prices. Potential investors should consult their bank/intermediary or any other tax or financial advisor before making any decision to buy, subscribe or sell.
The values and prices displayed on this Website do not take into account the size of the transactions, i.e. the size of a specific transaction may result in a deviation of values and prices. In addition, these may not correspond to the value or price that could be obtained on the relevant market when a user wants to buy or sell certain securities or currencies.
Links
This Website may contain links to websites that are financed and maintained by third parties. Marex makes these links available to users solely for the purpose of assisting them in locating other sites. Marex has not reviewed the information, software or products on such sites in relation to their content or proper functioning. In light of the foregoing, Marex makes no representations regarding the content of such sites. Furthermore, Marex assumes no responsibility for technical defects or viruses contained in such sites. The fact that Marex makes a link available does not constitute a recommendation or confirmation by Marex regarding the content of such sites, their owners or the persons responsible for them.
Translation
Any translation of this Website into other languages is prepared by Marex or other third parties, as requested by Marex, for information purposes only. Marex assumes no responsibility for completeness, correctness, accuracy and authenticity of translation of the content of this Website into any other language, nor Marex guarantees that the formatting and layout will be identical to the source document.
The translation is supplied to you on the understanding you have accepted this disclaimer and no liability is accepted by us for the use of the translation by you or any other party if the translation is found to contain inaccuracies.
Content and layout rights
The content and layout of the Website, including the underlying software, are either copyrighted or otherwise protected. The reproduction, transmission, modification, linking or use of the Website (in whole or in part) for public or commercial uses without the written consent of Marex is prohibited. This Website may be downloaded, and copies may be extracted exclusively for private, non-commercial use; they may not be disclosed to third parties.
In the event that any term or provision of these Terms and Conditions of Useshall be held invalid or unenforceable in whole or in part, the remaining Terms and Conditions (or any part thereof) shall not be affected.
No liability
The user assumes all responsibility and risk for the use of this Website and the internet generally. Under no circumstances, including negligence, shall Marex be liable for any direct, indirect, incidental, special or consequential damages, or lost profits that result from the use or inability to use the Website and/or any other websites which are linked to this Website. Nor shall Marex be liable for any such damages including, but not limited to, reliance by a user or visitor on any information obtained via the Website; or that result from mistakes, omissions, interruptions, deletion of files, viruses, errors, defects, or failure of performance, communication, failure, theft, destruction or unauthorised access.
Any information on this Website may include technical, inaccurate or typographical errors. Further, Marex explicitly reserves the right to amend, delete or stop the release temporarily or indefinitely of opinions expressed on the Website, single websites or the whole operation of the Website including the services offered, any information, characteristics and functionalities which are accessible within the use of the Website as determined, without prior notice. Marex is not obliged to bring or keep up to date the information available on the Website.
Complaints
Users must address any objection or complaint in relation to the content of this Website in writing to the following address:
Marex Financial – Company number 05613061
155 Bishopsgate, London, EC2M 3TQ
United Kingdom
Data protection
Further information on data protection can be found at the following link. The information published at this link will be updated periodically by Marex and prevails over any previous publication.
https://www.marex.com/privacy-policy/
Applicable law/jurisdiction
These Terms and Conditions of Use and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with them shall be governed by and construed in accordance with English law without giving effect to the conflict of laws principles thereof. The courts of England and Wales shall have exclusive jurisdiction in respect to any dispute that may arise hereunder (including non-contractual disputes or claims)..
Changes to the Terms and Conditions of Use
Marex reserves the right to update these Terms and Conditions of Use without prior notice. We therefore advise you to visit this page regularly.
These Terms and Conditions of Use are current as of February XX, 2022.
Marex Financial is incorporated under the laws of England and Wales (company no. 5613061 and VAT registration no. GB 872 8106 13), is authorised and regulated in the UK by the Financial Conduct Authority (FCA registration no. 442767), regulated in Dubai by the Securities and Commodities Authority (Licensing registration no. 607142) and is a member of the London Stock Exchange. Marex Financial’s registered address is at 155 Bishopsgate, London, EC2M 3TQ.
